NBTBStock Financials & Fundamentals
Company Info
Company Full Name
NBT Bancorp Inc.
Full name of the company.
Industry Name
BANKS-NORTHEAST
Industry name
Major Industry Name
BANKS & THRIFTS
Major industry name
Sector Name
Finance
Sector name
Market Info
Current Price
$43.50
Current price of the stock
Trading Volume
$900K
Trading volume of the stock
Market Capitalization
$2.3B
Market capitalization of the company
Market Cap Category
Mid Cap
Category of market capitalization
Long-Term Growth Estimate
-
Long-term growth mean estimate
Analyst Rating Mean
3.86
Mean analyst rating
Potential Upside
10.80%
Potential price appreciation based on analyst price targets
EPS Surprise Percentage Difference
8.25%
Percentage difference of EPS surprise
Dividends
Dividend Change (1 Year)
6.45%
Dividend change over 1 year
Dividend Rate
$3.20
Shows the amount of dividend paid
Balance Sheet
Total Debt to Equity Ratio
0.17
Total debt to total equity ratio
Current Ratio
-
Current ratio
Company Profitability
Gross Profit Margin
-
Gross profit margin
Operating Profit Margin
-
Operating profit margin
EBIT Margin
-
Earnings before interest and taxes (EBIT) margin
EBITDA Margin
-
Earnings before interest, taxes, depreciation, and amortization (EBITDA) margin
Pretax Profit Margin
39.26%
Pretax profit margin
Net Profit Margin
29.77%
Net profit margin
Return on Equity (ROE)
2.94%
Measures profitability relative to shareholders' equity
Return on Tangible Equity
4.07%
ROE excluding intangible assets
Return on Assets (ROA)
0.34%
Measures profitability relative to total assets
Return on Invested Capital (ROIC)
2.68%
Measures profitability relative to invested capital
Management Effectiveness
Asset Turnover (quarterly)
0.01
Asset turnover ratio
Inventory Turnover (quarterly)
-
Inventory turnover ratio
Receivables Turnover (quarterly)
-
Receivables turnover ratio
Days Sales Outstanding
-
Average number of days it takes to collect receivables
Valuation Measures
Price-to-Earnings (P/E) Ratio
14.45
Measures valuation relative to earnings
Forward P/E Ratio
-
P/E based on future earnings estimates
Price-to-Sales (P/S) Ratio
2.64
Measures valuation relative to sales
Price-to-Book (P/B) Ratio
1.23
Measures valuation relative to book value
Price-to-Operating Cash Flow (P/OCF) Ratio
4.43
Measures valuation relative to operating cash flow
Price-to-Free Cash Flow (P/FCF) Ratio
4.76
Measures valuation relative to free cash flow
Cash Flow Statement
Net Acquisitions/Divestitures
74
Indicates company's M&A activity
NBTBStock Financials & Fundamentals
Company Info
| Parameter | Value | Description |
|---|---|---|
| Company Full Name | NBT Bancorp Inc. | Full name of the company. |
| Industry Name | BANKS-NORTHEAST | Industry name |
| Major Industry Name | BANKS & THRIFTS | Major industry name |
| Sector Name | Finance | Sector name |
Market Info
| Parameter | Value | Description |
|---|---|---|
| Current Price | $43.50 | Current price of the stock |
| Trading Volume | $900K | Trading volume of the stock |
| Market Capitalization | $2.3B | Market capitalization of the company |
| Market Cap Category | Mid Cap | Category of market capitalization |
| Long-Term Growth Estimate | - | Long-term growth mean estimate |
| Analyst Rating Mean | 3.86 | Mean analyst rating |
| Potential Upside | 10.80% | Potential price appreciation based on analyst price targets |
| EPS Surprise Percentage Difference | 8.25% | Percentage difference of EPS surprise |
Dividends
| Parameter | Value | Description |
|---|---|---|
| Dividend Change (1 Year) | 6.45% | Dividend change over 1 year |
| Dividend Rate | $3.20 | Shows the amount of dividend paid |
Balance Sheet
| Parameter | Value | Description |
|---|---|---|
| Total Debt to Equity Ratio | 0.17 | Total debt to total equity ratio |
| Current Ratio | - | Current ratio |
Company Profitability
| Parameter | Value | Description |
|---|---|---|
| Gross Profit Margin | - | Gross profit margin |
| Operating Profit Margin | - | Operating profit margin |
| EBIT Margin | - | Earnings before interest and taxes (EBIT) margin |
| EBITDA Margin | - | Earnings before interest, taxes, depreciation, and amortization (EBITDA) margin |
| Pretax Profit Margin | 39.26% | Pretax profit margin |
| Net Profit Margin | 29.77% | Net profit margin |
| Return on Equity (ROE) | 2.94% | Measures profitability relative to shareholders' equity |
| Return on Tangible Equity | 4.07% | ROE excluding intangible assets |
| Return on Assets (ROA) | 0.34% | Measures profitability relative to total assets |
| Return on Invested Capital (ROIC) | 2.68% | Measures profitability relative to invested capital |
Management Effectiveness
| Parameter | Value | Description |
|---|---|---|
| Asset Turnover (quarterly) | 0.01 | Asset turnover ratio |
| Inventory Turnover (quarterly) | - | Inventory turnover ratio |
| Receivables Turnover (quarterly) | - | Receivables turnover ratio |
| Days Sales Outstanding | - | Average number of days it takes to collect receivables |
Valuation Measures
| Parameter | Value | Description |
|---|---|---|
| Price-to-Earnings (P/E) Ratio | 14.45 | Measures valuation relative to earnings |
| Forward P/E Ratio | - | P/E based on future earnings estimates |
| Price-to-Sales (P/S) Ratio | 2.64 | Measures valuation relative to sales |
| Price-to-Book (P/B) Ratio | 1.23 | Measures valuation relative to book value |
| Price-to-Operating Cash Flow (P/OCF) Ratio | 4.43 | Measures valuation relative to operating cash flow |
| Price-to-Free Cash Flow (P/FCF) Ratio | 4.76 | Measures valuation relative to free cash flow |
Cash Flow Statement
| Parameter | Value | Description |
|---|---|---|
| Net Acquisitions/Divestitures | 74 | Indicates company's M&A activity |
