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NBTBStock Financials & Fundamentals

Company Info


Company Full Name

NBT Bancorp Inc.

Full name of the company.

Industry Name

BANKS-NORTHEAST

Industry name

Major Industry Name

BANKS & THRIFTS

Major industry name

Sector Name

Finance

Sector name

Market Info


Current Price

$43.50

Current price of the stock

Trading Volume

$900K

Trading volume of the stock

Market Capitalization

$2.3B

Market capitalization of the company

Market Cap Category

Mid Cap

Category of market capitalization

Long-Term Growth Estimate

-

Long-term growth mean estimate

Analyst Rating Mean

3.86

Mean analyst rating

Potential Upside

10.80%

Potential price appreciation based on analyst price targets

EPS Surprise Percentage Difference

8.25%

Percentage difference of EPS surprise

Dividends


Dividend Change (1 Year)

6.45%

Dividend change over 1 year

Dividend Rate

$3.20

Shows the amount of dividend paid

Balance Sheet


Total Debt to Equity Ratio

0.17

Total debt to total equity ratio

Current Ratio

-

Current ratio

Company Profitability


Gross Profit Margin

-

Gross profit margin

Operating Profit Margin

-

Operating profit margin

EBIT Margin

-

Earnings before interest and taxes (EBIT) margin

EBITDA Margin

-

Earnings before interest, taxes, depreciation, and amortization (EBITDA) margin

Pretax Profit Margin

39.26%

Pretax profit margin

Net Profit Margin

29.77%

Net profit margin

Return on Equity (ROE)

2.94%

Measures profitability relative to shareholders' equity

Return on Tangible Equity

4.07%

ROE excluding intangible assets

Return on Assets (ROA)

0.34%

Measures profitability relative to total assets

Return on Invested Capital (ROIC)

2.68%

Measures profitability relative to invested capital

Management Effectiveness


Asset Turnover (quarterly)

0.01

Asset turnover ratio

Inventory Turnover (quarterly)

-

Inventory turnover ratio

Receivables Turnover (quarterly)

-

Receivables turnover ratio

Days Sales Outstanding

-

Average number of days it takes to collect receivables

Valuation Measures


Price-to-Earnings (P/E) Ratio

14.45

Measures valuation relative to earnings

Forward P/E Ratio

-

P/E based on future earnings estimates

Price-to-Sales (P/S) Ratio

2.64

Measures valuation relative to sales

Price-to-Book (P/B) Ratio

1.23

Measures valuation relative to book value

Price-to-Operating Cash Flow (P/OCF) Ratio

4.43

Measures valuation relative to operating cash flow

Price-to-Free Cash Flow (P/FCF) Ratio

4.76

Measures valuation relative to free cash flow

Cash Flow Statement


Net Acquisitions/Divestitures

74

Indicates company's M&A activity

NBTBStock Financials & Fundamentals

Company Info


ParameterValueDescription
Company Full NameNBT Bancorp Inc.Full name of the company.
Industry NameBANKS-NORTHEASTIndustry name
Major Industry NameBANKS & THRIFTSMajor industry name
Sector NameFinanceSector name

Market Info


ParameterValueDescription
Current Price$43.50Current price of the stock
Trading Volume$900KTrading volume of the stock
Market Capitalization$2.3BMarket capitalization of the company
Market Cap CategoryMid CapCategory of market capitalization
Long-Term Growth Estimate-Long-term growth mean estimate
Analyst Rating Mean3.86Mean analyst rating
Potential Upside10.80%Potential price appreciation based on analyst price targets
EPS Surprise Percentage Difference8.25%Percentage difference of EPS surprise

Dividends


ParameterValueDescription
Dividend Change (1 Year)6.45%Dividend change over 1 year
Dividend Rate$3.20Shows the amount of dividend paid

Balance Sheet


ParameterValueDescription
Total Debt to Equity Ratio0.17Total debt to total equity ratio
Current Ratio-Current ratio

Company Profitability


ParameterValueDescription
Gross Profit Margin-Gross profit margin
Operating Profit Margin-Operating profit margin
EBIT Margin-Earnings before interest and taxes (EBIT) margin
EBITDA Margin-Earnings before interest, taxes, depreciation, and amortization (EBITDA) margin
Pretax Profit Margin39.26%Pretax profit margin
Net Profit Margin29.77%Net profit margin
Return on Equity (ROE)2.94%Measures profitability relative to shareholders' equity
Return on Tangible Equity4.07%ROE excluding intangible assets
Return on Assets (ROA)0.34%Measures profitability relative to total assets
Return on Invested Capital (ROIC)2.68%Measures profitability relative to invested capital

Management Effectiveness


ParameterValueDescription
Asset Turnover (quarterly)0.01Asset turnover ratio
Inventory Turnover (quarterly)-Inventory turnover ratio
Receivables Turnover (quarterly)-Receivables turnover ratio
Days Sales Outstanding-Average number of days it takes to collect receivables

Valuation Measures


ParameterValueDescription
Price-to-Earnings (P/E) Ratio14.45Measures valuation relative to earnings
Forward P/E Ratio-P/E based on future earnings estimates
Price-to-Sales (P/S) Ratio2.64Measures valuation relative to sales
Price-to-Book (P/B) Ratio1.23Measures valuation relative to book value
Price-to-Operating Cash Flow (P/OCF) Ratio4.43Measures valuation relative to operating cash flow
Price-to-Free Cash Flow (P/FCF) Ratio4.76Measures valuation relative to free cash flow

Cash Flow Statement


ParameterValueDescription
Net Acquisitions/Divestitures74Indicates company's M&A activity