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FISIStock Financials & Fundamentals

Company Info


Company Full Name

Financial Institutions Inc

Full name of the company.

Industry Name

Banks - Regional

Industry name

Major Industry Name

Banks

Major industry name

Sector Name

Financial Services

Sector name

Market Info


Current Price

$41.89

Current price of the stock

Trading Volume

$89K

Trading volume of the stock

Market Capitalization

$825.1M

Market capitalization of the company

Market Cap Category

Small Cap

Category of market capitalization

Long-Term Growth Estimate

2.63%

Long-term growth mean estimate

Analyst Rating Mean

4.00

Mean analyst rating

Potential Upside

-11.63%

Potential price appreciation based on analyst price targets

EPS Surprise Percentage Difference

-

Percentage difference of EPS surprise

Dividends


Dividend Change (1 Year)

0.00%

Dividend change over 1 year

Dividend Rate

$1.26

Shows the amount of dividend paid

Balance Sheet


Total Debt to Equity Ratio

0.30

Total debt to total equity ratio

Current Ratio

-

Current ratio

Company Profitability


Gross Profit Margin

100.00%

Gross profit margin

Operating Profit Margin

43.60%

Operating profit margin

EBIT Margin

43.60%

Earnings before interest and taxes (EBIT) margin

EBITDA Margin

-

Earnings before interest, taxes, depreciation, and amortization (EBITDA) margin

Pretax Profit Margin

41.09%

Pretax profit margin

Net Profit Margin

33.94%

Net profit margin

Return on Equity (ROE)

13.27%

Measures profitability relative to shareholders' equity

Return on Tangible Equity

3.67%

ROE excluding intangible assets

Return on Assets (ROA)

1.32%

Measures profitability relative to total assets

Return on Invested Capital (ROIC)

2.95%

Measures profitability relative to invested capital

Management Effectiveness


Asset Turnover (quarterly)

0.01

Asset turnover ratio

Inventory Turnover (quarterly)

-

Inventory turnover ratio

Receivables Turnover (quarterly)

-

Receivables turnover ratio

Days Sales Outstanding

-

Average number of days it takes to collect receivables

Valuation Measures


Price-to-Earnings (P/E) Ratio

10.31

Measures valuation relative to earnings

Forward P/E Ratio

11.27

P/E based on future earnings estimates

Price-to-Sales (P/S) Ratio

3.39

Measures valuation relative to sales

Price-to-Book (P/B) Ratio

1.30

Measures valuation relative to book value

Price-to-Operating Cash Flow (P/OCF) Ratio

19.06

Measures valuation relative to operating cash flow

Price-to-Free Cash Flow (P/FCF) Ratio

26.02

Measures valuation relative to free cash flow

Cash Flow Statement


Net Acquisitions/Divestitures

0

Indicates company's M&A activity

FISIStock Financials & Fundamentals

Company Info


ParameterValueDescription
Company Full NameFinancial Institutions IncFull name of the company.
Industry NameBanks - RegionalIndustry name
Major Industry NameBanksMajor industry name
Sector NameFinancial ServicesSector name

Market Info


ParameterValueDescription
Current Price$41.89Current price of the stock
Trading Volume$89KTrading volume of the stock
Market Capitalization$825.1MMarket capitalization of the company
Market Cap CategorySmall CapCategory of market capitalization
Long-Term Growth Estimate2.63%Long-term growth mean estimate
Analyst Rating Mean4.00Mean analyst rating
Potential Upside-11.63%Potential price appreciation based on analyst price targets
EPS Surprise Percentage Difference-Percentage difference of EPS surprise

Dividends


ParameterValueDescription
Dividend Change (1 Year)0.00%Dividend change over 1 year
Dividend Rate$1.26Shows the amount of dividend paid

Balance Sheet


ParameterValueDescription
Total Debt to Equity Ratio0.30Total debt to total equity ratio
Current Ratio-Current ratio

Company Profitability


ParameterValueDescription
Gross Profit Margin100.00%Gross profit margin
Operating Profit Margin43.60%Operating profit margin
EBIT Margin43.60%Earnings before interest and taxes (EBIT) margin
EBITDA Margin-Earnings before interest, taxes, depreciation, and amortization (EBITDA) margin
Pretax Profit Margin41.09%Pretax profit margin
Net Profit Margin33.94%Net profit margin
Return on Equity (ROE)13.27%Measures profitability relative to shareholders' equity
Return on Tangible Equity3.67%ROE excluding intangible assets
Return on Assets (ROA)1.32%Measures profitability relative to total assets
Return on Invested Capital (ROIC)2.95%Measures profitability relative to invested capital

Management Effectiveness


ParameterValueDescription
Asset Turnover (quarterly)0.01Asset turnover ratio
Inventory Turnover (quarterly)-Inventory turnover ratio
Receivables Turnover (quarterly)-Receivables turnover ratio
Days Sales Outstanding-Average number of days it takes to collect receivables

Valuation Measures


ParameterValueDescription
Price-to-Earnings (P/E) Ratio10.31Measures valuation relative to earnings
Forward P/E Ratio11.27P/E based on future earnings estimates
Price-to-Sales (P/S) Ratio3.39Measures valuation relative to sales
Price-to-Book (P/B) Ratio1.30Measures valuation relative to book value
Price-to-Operating Cash Flow (P/OCF) Ratio19.06Measures valuation relative to operating cash flow
Price-to-Free Cash Flow (P/FCF) Ratio26.02Measures valuation relative to free cash flow

Cash Flow Statement


ParameterValueDescription
Net Acquisitions/Divestitures0Indicates company's M&A activity